8 Top Money-Saving Tips for Students Studying Abroad (2025 Edition)

1. Choose Affordable Accommodation

Opt for university dormitories or shared apartments. Living with flatmates helps divide utility bills and cuts down on rent. Consider staying closer to your campus to reduce travel costs.

2. Cook at Home

Dining out often is expensive. Shop at local markets, cook meals in bulk, and use budget-friendly recipes to save more money every month.

3. Use Student Discounts

Always ask for student discounts in transportation, shopping, entertainment, and software. Apply for an International Student Identity Card (ISIC) to get global discounts.

4. Get Monthly Travel Passes

Save money by buying student monthly or term passes for public transport. Use mobile apps to find the cheapest travel routes and schedules.

5. Use Free Communication Apps

Avoid high mobile bills by using free calling and messaging apps over WiFi. Compare prepaid and SIM-only plans regularly to ensure you’re not overpaying.

6. Shop Smart for Clothes and Essentials

Stick to budget shops or buy second-hand items. Look for deals, coupons, and special student sales during holidays or clearance periods.

7. Use Library & Digital Resources

Borrow textbooks instead of buying. Use your university’s e-library, and take advantage of free resources like Google Scholar or JSTOR.

8. Find a Part-Time Job

In countries like the UK and Malaysia, students are allowed to work 20 hours per week during semesters. You can earn:

• UK: £9 – £14 per hour
• Malaysia: RM8 – RM15 per hour

Look for roles in retail, cafes, admin work, or university support services to supplement your monthly expenses.

Final Thoughts

Studying abroad requires careful financial planning.